British Insurance Brokers’ Association

Welcome to MercariRisk the official BIBA scheme provider for all things related to marine insurance.

This page is intended for insurance intermediaries and agents who are members of the British Insurance Brokers Association.  If you are not a member and looking for insurance terms for your own business please navigate to our ‘Start Your Quote’ page by clicking here.

Target Risks

  • Comprehensive Cargo Insurance based on Institute Cargo Clauses plus many additional business protection clauses
  • Freight liability insurance for couriers, hauliers, warehouse-keepers, freight forwarders
  • Hull and marine liability insurance for commercial vessels, charter yachts, commercial maritime operations, super yachts and yachts and pleasure craft
  • Up to £10M limits for cargo and freight liability, £100M for yacht and pleasure craft.  Higher limits also available.


Key Benefits to Members

  • Accessible experts available 24/7
  • Training and support
  • Access to marine specialist to provide insights on client requirements
  • Joint client visits available
  • End to end claims support and advocacy
  • Access to potential new markets for you


To submit a presentation, click here


Our team members are experts in marine insurance. When it comes to making a claim, or defending a claim made against you, the MercariRisk management team will be on hand to help, leaving you to do what you do best, delivering on the promises you make to your customers.

Sector Specialisms

Logistics, transport & freight forwarding
International & domestic trade
Maritime operations & hull
Media & entertainment
Hospitality, catering & leisure
Health insurance